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Inclusions & Exclusions in Commercial Property Insurance Commercial property insurance policies commonly include coverage for certain items while excluding others. In this blog, you’ll know what’s covered & not covered in Commercial Property Insurance. But, first things first. What exactly is a Commercial Property? Commercial properties refers to properties and buildings that are used for […]

Renting out a property? 5 Crucial Tips Renting out your property, whether for the long term or short term, can indeed be a lucrative source of income. However, it’s crucial to grasp the insurance implications and ensure you’re adequately covered. UNDERSTANDING RESPONSIBILITIES When you rent out your property, the tenant becomes responsible for their personal […]

Mitigate Risks Quickly and Effectively According to a recent report from a Canadian commercial real estate firm, post-pandemic office vacancy rates in Canada are rising in many cities – prompting building owners to manage the impact on their insurance. As a property owner, it’s important to note that lower occupancy does not mean you should […]

Many Canadians drove less during the pandemic because they worked from home. However, new work arrangements, such as hybrid work models (working both in the office and at home) and a return to full-time in-office work, have altered many drivers’ commutes.This means that there are more vehicles on the road than in previous years, with […]

Side Hustle and Its Impact on Insurance As Canadians face the challenges of rising inflation and higher interest rates, many of the individuals are seeking ways to supplement their earnings. A commonly embraced approach is engaging in a side hustle, involving freelance or part-time work alongside full-time employment. Nevertheless, like any financial decision, side hustles […]

A dig into current Insurance Market Businesses of all sizes will continue to encounter difficulties due to ongoing economic uncertainties, including factors such as inflation, geopolitical challenges, environmental disasters, and limitations on available capital. These trends, coupled with changes in risk assessment, are presenting four critical challenges for commercial insurers, impacting business coverages and rates. […]

Demystifying Commercial Vehicle Insurance Accidents and unforeseen incidents can happen, even to the most cautious businesses that rely on commercial vehicles in Alberta. When such events occur, understanding the commercial vehicle insurance claims process is essential for a smooth and efficient resolution. This blog post aims to serve as a comprehensive guide to help businesses […]