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2 years ago · by · Comments Off on What kind of trucks are insured in box truck insurance?

What kind of trucks are insured in box truck insurance?

A box truck is a chassis cab truck that has an enclosed cuboid-shaped cargo area attached to it. These trucks are useful for businesses that require regular transportation of bulk cargo, heavy equipment, couriers, etc. Any damage or breakdown of these trucks can significantly lead to delays in transportation and affect the smooth functioning of a company’s operations. Therefore, to ensure your operations are not affected and you do not bear the expense of damage to your cargo, you can opt for box truck insurance. With box truck insurance, your truck and freight are protected when you’re on the road. But not all kinds of trucks can be covered by this insurance type. Therefore, in this article, we have mentioned a few types of trucks that can be included in the box truck insurance.

Reefer trucks

Reefer trucks have refrigerated units that may be directly on the frame or are attached to the trailers. Usually, they are known to transport consumables or perishable items. Any damage to the refrigeration unit can destroy or spoil the perishable items. As a result, you may have to incur expenses to repair your refrigeration unit as well as bear the loss of damage to the perishable items. However, if you have box truck insurance, then any such damage or loss will be covered for you.

Sleeper trucks

A sleeper truck or a Freightliner consists of a sleeping compartment for a driver. Such trucks are extremely useful when you need to transport something from one part of the country to another which may take a few days. These trucks are expensive and any repair or replacement can be costly for a small business. Therefore, you can take insurance cover for your truck and reduce the expenses that you may have to incur in the future. You can opt for different types of insurance that cover different expenses such as bodily injuries, property damage, towing charges, etc.

Cargo cutaway vans

Cargo cutaway vans are extremely useful for courier companies. Such vans are used for transporting couriers, documents, and other items in lesser volume as compared to trucks. Almost all types of box truck insurance policies cover cargo cutaway vans.

Food trucks

Food trucks also come under the category of box trucks and can be insured with box truck insurance. Any liability claim for your food truck can affect your finance. Therefore, it is recommended that you opt for box truck insurance and insure all the important aspects of your food truck.

A box truck insurance also covers tilt cabs, ice box, moving trucks, etc. If you own any of the above-mentioned trucks, you should make sure that you have a box truck insurance and avoid the chance of paying for damages to your truck or goods that are being transported. For more information on box truck insurance, you can get in touch with Akan insurance to help you out.

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